Get pre-approved with a lender you choose — we don't run your credit.
2 minutes · no credit check · no Social Security number
Applications go straight to the lender’s secure site. BP AUTOMOBILE never sees your Social Security number.
Get pre-approved with a credit union near you, then bring the approval letter or check to us. Replace this card with the credit unions you work with in Admin › Lenders.
One short form, then compare offers from several lenders in minutes. Works for many credit profiles. You finish the application on their secure site.
If you already bank somewhere, ask them for an auto-loan pre-approval. Many banks give existing customers a rate discount.
BP AUTOMOBILE is not a lender and does not make credit decisions. Lenders set their own rates, terms and approval criteria. We may receive a referral fee from some lenders.
Use the calculator or the quick form above.
Apply with a lender — many give an answer the same day.
Shop within your approval; we hold the car while the lender finalizes.
The lender pays us directly; you sign and go.
Estimate only — not an offer of credit. Financing is provided by independent lenders.
We are not a lender. You can get pre-approved with a credit union, your bank or an online marketplace, then bring the approval to us — or pay cash. All payment examples on this site are estimates, not offers of credit.
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No. BP AUTOMOBILE doesn’t run credit or collect Social Security numbers. The lender you choose checks your credit when you apply on their site.
Often, yes. Credit unions and some online lenders work with first-time buyers and people rebuilding credit. A bigger down payment helps.
Absolutely. Bring your pre-approval letter or check and we’ll do the paperwork with your lender.
No — they are estimates to help you shop. Your actual rate and payment come from the lender.
Yes. We pay off your loan and apply any equity to your next car. Call (747) 236 - 6671 and we’ll walk you through it.